Keller Williams Mid Willamette real estate agent

Keller Williams Mid Willamette real estate agent
Steve Frisbie is a licensed real estate agent in the State of Oregon. REALTOR®. Equal Opportunity Housing Provider. Each office is independently owned and operated.

Wednesday, November 7, 2018

Some thoughts on staging a home to be sold....

from Keeping Current Matters:

The Impact Staging Your Home Has on Sales Price [INFOGRAPHIC]



Some Highlights:

  • The National Association of Realtors surveyed their members & released the findings of their Annual Profile of Home Staging.
  • 50% of staged homes saw a 1-10% increase in dollar value offers from buyers.
  • 77% of buyer’s agents said staging made it easier for buyers to visualize the home as their own.
  • The top rooms to stage in order to attract more buyers are the living room, master bedroom, kitchen, and dining room.

Tuesday, November 6, 2018

Thinking of building a new home? Here's some things to keep in mind....

5 Tips When Buying a Newly Constructed Home

I've been thinking about a man shed/garden office... Here's a handy article...

Visit houselogic.com for more articles like this.

Copyright 2018 NATIONAL ASSOCIATION OF REALTORS®

Monday, November 5, 2018

2 Myths Holding Back Home Buyers

Thursday, November 1, 2018

If you are living in one spot for a length of time, it can be worthwhile to compare the price of owning a home to renting a home....

Are You Spending TOO Much on Rent?


If it is time to buy a new home, contact lenders and get yourself pre-approved....


Taking Fear Out of the Mortgage Process


For many, the mortgage process can be scary, but it doesn’t have to be!

In order to qualify in today’s market, you’ll need a down payment (the average down payment on all loans last year was 5%, with many buyers putting down 3% or less), a stable income, and good credit history.
Throughout the entire home buying process, you will interact with many different professionals who will all perform necessary roles. These professionals are also valuable resources for you.
Once you’re ready to apply, here are 5 easy steps that Freddie Mac suggests to follow:
  1. Find out your current credit history & score – even if you don’t have perfect credit, you may already qualify for a loan. The average FICO Score® of all closed loans in September was 731, according to Ellie Mae.
  2. Start gathering all of your documentation – income verification (such as W-2 forms or tax returns), credit history, and assets (such as bank statements to verify your savings).
  3. Contact a professional – your real estate agent will be able to recommend a loan officer who can help you develop a spending plan, as well as help you determine how much home you can afford.
  4. Consult with your lender – he or she will review your income, expenses, and financial goals in order to determine the type and amount of mortgage you qualify for.
  5. Talk to your lender about pre-approval – a pre-approval letter provides an estimate of what you might be able to borrow (provided your financial status doesn’t change) and demonstrates to home sellers that you are serious about buying!

Bottom Line

Do your research, reach out to professionals, stick to your budget, and be sure that you are ready to take on the financial responsibilities of becoming a homeowner.

Bo and Vine Burger Bar, a new gourmet hamburger restaurant in Corvallis...


I went down to Bo and Vine Burger Bar the other day to try it out.  Technically their Grand Opening is tomorrow, but apparently they've been open for a couple of weeks. You can find them on Monroe and 3rd street downtown next to Benny's donuts.

We had the "Pitmaster", a concoction of burger, smoked ham, bacon, fried onion strings, cheese and a few other flavors... quite tasty and pretty substantial. Burgers are available with bun, lettuce wrap or gluten free buns. They feature a variety of  burgers... with options of 1/3rd pound beef patties, chicken patties,  veggie patties, along with  salads, fries and tots, "Piles" (fries loaded with goodies, "Dante's Inferno is pictured"), shakes and beverages.  All in all it was pretty darned good.   We went at about a quarter to 5 pm and it wasn't crowded, by the time we left, around 5:30 pm, it was pretty packed.  Now that they're officially "open" I suspect it'll be pretty busy during the typical busy dinner hours on a regular basis. 


Looking for Corvallis area real estate listings? Click here.

Monday, October 29, 2018

Are home prices predicted to continue to rise?


Where are Home Values Headed over the Next Few Years?

Zelman & Associates – The firm leverages unparalleled housing market expertise, extensive surveys of industry executives, and rigorous financial analysis to deliver proprietary research and advice to leading global institutional investors and senior-level company executives.
Mortgage Bankers Association (MBA) – As the leading advocate for the real estate finance industry, the MBA enables members to successfully deliver fair, sustainable, and responsible real estate financing within ever-changing business environments.
Freddie Mac – An organization whose mission is to provide liquidity, stability, and affordability to the U.S. housing market in all economic conditions extending to all communities from coast to coast.
The National Association of Realtors (NAR) – The largest association of real estate professionals in the world.
Fannie Mae – A leading source of financing for mortgage lenders, providing access to affordable mortgage financing in all markets always.

Here are their projections of prices going forward:

Where are Home Values Headed over the Next Few Years? | Simplifying The Market

Bottom Line

Every source sees home prices continuing to appreciate – just at lower percentages as we move through the next several years.

Sunday, October 28, 2018

The Buck Stops Here!



This guy was outside one of our bedroom windows this morning.  Back when I lived in Hawaii we used to be visited by wild boar. They would come down the mountain and eat mangos as they ripened and dropped to the ground. We thought it was fun at first, until a group of them decided to stick around the neighborhood.  Pigs can be VERY destructive.  With the deer here in Corvallis you have to be careful to fence off your garden or plant deer-safe flowers and shrubs, but otherwise they aren't as problematic as having a group of wild pigs hanging around.




Later,   
Steve

Here's some information on home buying....


Buying a Home Can Be Scary… Until You Know the Facts [INFOGRAPHIC] 

  Buying MythsFirst Time Home BuyersFor BuyersInfographics


Buying a Home Can Be Scary... Until You Know the Facts [INFOGRAPHIC] | Simplifying The Market
















Some Highlights:

Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts:
  • 72% of buyers who purchased homes this year have put down less than 20%.
  • 76.4% of loan applications were approved last month.
  • The average credit score of approved loans was 727 in September.

Thursday, October 25, 2018

Oregon State Basketball season is approaching....

I went to the intra-squad scrimmage on Tuesday evening to watch the mix of new and returning players play ball.

Saturday at 5pm they 'll be back in Gill Coliseum to put on an exhibition game against Montana Tech.

I'm looking forward to this upcoming season.  My guess is, barring injury, it'll be the deepest/strongest Beaver basketball team they've had in a while.

Saturday, October 20, 2018

The trees are coloring up nicely in Corvallis...


Here's a shot from this morning.  I like how one side of the street has started while the other side is still green.  These particular trees will go to a bright yellow  next.

  Steve